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Tom tat nhanh
- U.S.-listed cryptocurrency exchange Coinbase (COIN) is working with Fannie Mae-approved mortgage firm Better Home & Finance Holding Co.
- (BETR), to enable crypto holders to use their digital assets as down payment collateral when buying a home.
- The mortgage is structured as a conforming loan backed by Fannie Mae, meaning it carries the same protections and standards as traditional mortgages, according to a press release on Thursday.
- Borrowers pledge bitcoin BTC$69,238.89 or the USDC stablecoin as collateral to fund their down payment, allowing them to keep their assets intact and avoid creating a taxable event by spending them.
- In the case of USDC, they can keep earnings rewards, Coinbase said.
- Some 41% of American families fail to buy a home because they don't have enough funds for the down payment, even though they have money elsewhere in savings, Better founder Vishal Garg said in an interview.
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Nguon tham khao: https://www.coindesk.com/business/2026/03/26/coinbase-fannie-mae-bring-crypto-backed-mortgages-to-homebuyers